Some Types of Apartment Certificates
Having a house in the middle of the city is the desire of most people. In addition to its strategic location, the house in the middle of the city becomes one of the profitable investments into a value that makes the price of a house in the middle of the city that has been higher. That makes urban communities prefer to buy housing in the form of apartments.
For those of you who want to buy an apartment, the thing to note is what the land certificate and the type of apartment certificate are. There are a few things about apartment certificates that you need to understand. Since apartment ownership letters are very important, then you must have in-depth knowledge about this so as not to be deceived by irresponsible parties.
1. Certificate of Ownership of Buildings (SKBG)
SKBG certificate will be received if the apartment you will buy is built on government-owned land or waqf land. This land ownership status is owned by a third person so that the status of ownership becomes weaker.
2. Certificate of Ownership Rights of Flats (SHKRS) / HGB Owned
Basically this type of apartment certificate is a fraction of The Right to Build (HGB), HGB itself its status is divided into several types of one of them, HGB Milik which is an apartment built on land owned by individuals or owned by developers.
Certificate of Property rights to unit flats is usually made the same as the Certificate of Property Rights, which distinguishes it only by the color, if SHM is made the cover color is green, then SHMRS is made pink. This type of apartment certificate has a strong position, so it can be mortgaged in the bank.
SHKRS/HGB Milik has a validity period of 30 years and can be extended again for 20 years. How to extend it yourself is quite simple, you just come to the nearest BPN office and submit a file in the form of photocopies of ID cards, Family Cards, United Nations and original certificates.
3. Land Management Rights (HPL)
Land Management Rights is a right that concerns authority such as planning the allocation and use of the land concerned, using the land for business purposes and handing over parts of the land to third parties according to the conditions specified by the company holding the rights.
4. Strata Title
Strata title itself is basically the property of the unit of flats. Strata title is also a right of joint ownership of the building complex consisting of exclusive rights to private space as well as the common right to public space. This means, in a private space (apartment unit or flat) the owner is not bound by rules.
Meanwhile, when in public spaces (swimming pools, parks and so on), he is bound by regulations because public spaces are also owned by other residents. The concept of strata title separates the right to several strata or levels, namely to the right to land level, to the earth underground and the air above it.
5. Unit Of Flats Unit (SHMSRS)
Please note that the ownership status of each apartment unit owner is the Unit of Ownership of The Flats Unit (SHMSRS). However, SHMSRS does not provide certainty to unit owners that the apartment land immediately becomes the owner of the unit as a whole, but depends on the status of the land owned by the developer. The safest status of course if the developer has HGB of Property Rights. That is, the land where the apartment is built belongs to the developer.
If the unit owner is also a landowner, usually the price of the apartment is very expensive. You also do not need to worry if the apartment developer pockets pure HGB status because the apartment land is state-owned. If the state requests the land be returned then the state will pay 80% of the current land price and each unit owner will get proportionally based on the area of the units owned divided by the total area of existing units.
